Are manufactured homes safe in storms?

Modern manufactured homes are safe in storms when they're built to the proper HUD Code wind zone standards and professionally installed with a permanent foundation. At Braustin Homes, we want you to understand both the engineering that protects your family and the precautions that ensure your safety across Texas, Oklahoma, New Mexico, Louisiana, and Arkansas. How Manufactured Homes Are Built for Storm Safety All manufactured homes built after 1976 must meet rigorous federal HUD (Housing and Urban Development) Code standards for durability and safety. These construction standards have been updated multiple times—most notably in 1994 and 2000—to ensure homes can withstand significant wind speeds. Today's manufactured homes are engineered for three distinct Wind Zones, each designed for specific regional weather patterns: Wind Zone I: Homes built to withstand winds up to 70 mph Wind Zone II: Homes built to withstand winds up to 100 mph Wind Zone III: Homes built to withstand winds up to 110 mph When properly installed and secured with a permanent foundation, manufactured homes are no more susceptible to fire or storm damage than site-built homes. The factory-controlled construction environment often results in higher quality control, as materials are never exposed to the elements during the build process. The Critical Role of Proper Installation While the construction standards provide a strong foundation for safety, proper installation is just as important as the home's construction. This is where many misconceptions about manufactured home safety originate—older homes or improperly installed homes simply don't have the anchoring and foundation systems required to maximize storm resistance. In Texas, for example, state law prohibits installing a manufactured home in a wind zone for which it is not approved (Texas Department of Housing and Community Affairs, Manufactured Housing Rules, 2024: https://www.tdhca.texas.gov/sites/default/files/mh/docs/240303-rules.pdf). This regulatory requirement ensures that homes placed in high-wind areas—such as coastal regions or tornado-prone zones—are specifically engineered for those conditions. Key installation elements for storm safety include: Permanent foundation systems (pier-and-beam or slab) that keep the home properly anchored Professional anchoring with tie-downs that meet or exceed wind zone requirements Proper leveling and blocking to maintain structural integrity Wind-resistant skirting and exterior components Understanding the Real Risks: Tornadoes vs. High Winds It's important to distinguish between different types of severe weather. While modern manufactured homes are engineered to withstand hurricane-force winds when built to the appropriate zone, tornadoes present a unique and extreme danger to all types of housing. Research shows that mobile home occupants face disproportionate risk during tornadoes. In the May 3, 1999 Oklahoma tornado, the risk of death was significantly greater for persons in mobile homes (W.R. Daley et al., 2005: https://academic.oup.com/aje/article-pdf/161/12/1144/349254/kwi142.pdf). Nationally, mobile home tornado fatalities have increased as a percentage of total deaths—from 24% in 1976-1980 to 50% from 1996-2000 (H.E. Brooks & C.A. Doswell III, 2002: https://www.nssl.noaa.gov/users/brooks/public_html/papers/deathhist.pdf). In 2016, 78% of tornado victims were killed in mobile homes or trailers (NOAA/NWS, 2017: https://www.weather.gov/media/hazstat/tornado16.pdf). This doesn't mean manufactured homes are unsafe—it means having an emergency plan is essential, just as it is for site-built homes in tornado-prone areas. Storm Preparedness Across Our Five-State Region Because Braustin Homes serves Texas, Oklahoma, New Mexico, Louisiana, and Arkansas, we understand that storm risks vary significantly by location: Texas coastal areas require Wind Zone II or III homes for hurricane preparedness Oklahoma experiences frequent tornadoes, making safe-room planning critical Louisiana faces both hurricane and flooding risks, requiring elevated installations in some areas Arkansas and New Mexico have varying wind and severe weather patterns depending on the specific region Each state has specific installation and anchoring requirements. For instance, Oklahoma emphasizes anchoring standards in its floodplain management guidance to ensure manufactured homes remain secure during severe weather (Oklahoma's Floodplain Management 101: https://digitalprairie.ok.gov/digital/api/collection/stgovpub/id/14260/download). Arkansas explicitly links hazard mitigation and manufactured housing oversight through the Arkansas Manufactured Home Commission within its statewide resilience planning (Arkansas All-Hazards Mitigation Plan, 2018: https://www.dps.arkansas.gov/wp-content/uploads/2020/05/2018_Final_State_of_Arkansas_HMP.pdf). Your Storm Safety Checklist To maximize your manufactured home's storm safety: Verify your home is built for your location's wind zone before purchase Ensure professional installation with proper anchoring and a permanent foundation Maintain your foundation and anchoring systems with regular inspections every 6-12 months Develop an emergency evacuation plan, especially if you live in a tornado-prone area Consider adding storm shutters or impact-resistant windows in hurricane zones Identify a nearby safe shelter (community storm shelter, sturdy building, or interior room) for tornado warnings Ready to Find Your Safe, Quality Home? At Braustin Homes, we ensure every home we sell meets or exceeds HUD Code requirements and is matched to the appropriate wind zone for your location. We also coordinate with licensed installers to guarantee your home is properly anchored and secured. Whether you're looking at single-wide homes or double-wide homes, we're here to guide you through every safety consideration—from construction standards to foundation requirements. Contact us today to discuss how we can help you find a home that's built for your location and engineered for your family's safety.

Can you build a manufactured home on any land?

No, you cannot build a manufactured home on just any land. Zoning regulations, deed restrictions, and local ordinances vary significantly by location, and many areas have specific requirements that determine whether manufactured housing is permitted. Before purchasing land or attempting to place your home, it's critical to verify that the property is properly zoned and suitable for manufactured housing. Understanding Zoning Requirements Zoning laws are the first and most important hurdle to clear. Each county and city has its own regulations about where manufactured homes can be placed. Some jurisdictions only allow manufactured homes in dedicated communities, while others permit them on private land with specific minimum acreage requirements. The consequences of not checking zoning upfront can be expensive. We've seen cases where homebuyers purchased a home and had it delivered, only to discover afterward that manufactured homes weren't allowed on their property. These mistakes can cost thousands of dollars and create significant stress for families. The good news is that verifying zoning doesn't have to be complicated—it's typically just a simple phone call to your local county or city development office. They can tell you immediately whether manufactured homes are permitted at a specific address or zip code, and what requirements apply. Beyond Zoning: Other Land Restrictions Even if zoning allows manufactured homes, other restrictions may still apply: Deed Restrictions and HOAs: If the land is part of a subdivision or planned community, deed restrictions or Homeowners Association (HOA) rules may prohibit manufactured housing entirely—or impose requirements about home age, size, exterior materials, or siding. These restrictions are legally binding and must be reviewed carefully before purchasing land. Flood Plains: Land located in a flood plain isn't off-limits, but it does require additional work and expense. You'll need an elevation certificate (typically $400-$1,000) from a surveyor to determine how high your foundation must be built to protect your home. You can check whether a property is in a flood plain using FEMA's online tool at fema.gov. Land Suitability and Site Requirements Beyond legal restrictions, the physical characteristics of the land matter significantly. Not every piece of property that's legally allowed to have a manufactured home is practically suitable for one. Utility Access: Your land must have access to essential utilities—water, electricity, and sewage. If these aren't already in place, you'll need to budget for installing a well, septic system, and bringing in power lines, which can add significant costs to your project. Accessibility: Delivery trucks need clear road access to transport your home to the site. You may need to build a driveway or ensure the existing access road can accommodate large transport vehicles. Topography and Soil Conditions: Flat land is generally easier and less expensive to prepare. Steep slopes, rocky terrain, or poor soil conditions can increase site preparation costs substantially. In areas like West Texas, clay soil may require specific foundation approaches. Wind and Environmental Factors: Certain locations require special construction standards. For example, in Texas, any county that touches the coast requires Wind Zone 2 construction standards and specialized tie-downs—these aren't optional, they're mandated by the state. State-Specific Considerations Across Our Service Areas Texas: In rural Texas alone, there are over 173,000 occupied manufactured homes (Texas Statewide Rural Housing Analysis, TDHCA, 2012, https://www.tdhca.texas.gov/sites/default/files/housing-center/docs/12-Rural-Farm-Analysis-Rural.pdf), demonstrating the significant role manufactured housing plays. However, Texas requires installers to be licensed by the Texas Department of Housing and Community Affairs (TDHCA), and different regions have varying requirements. Coastal counties have mandatory Wind Zone 2 requirements, while West Texas properties may need specific foundation work due to soil conditions. Oklahoma: Oklahoma has specific installation regulations, including a mandatory $75 inspection fee for used manufactured homes that must be paid at or before installation (TITLE 765 Oklahoma Used Motor Vehicle, Dismantler, and Manufactured Housing Commission, 2023, https://oklahoma.gov/content/dam/ok/en/oumvdmhc/documents/about/proposed-permanent-rules/765-37.pdf). The state also has detailed engineering standards, including minimum clearances of 12 inches between the frame and grade, specific anchor load capacities of 4,725 pounds, and varying frost-line depths by county—ranging from 3 inches in McCurtain County to 10-15 inches in northern counties like Woods and Alfalfa (TITLE 765 Oklahoma, 2023, https://oklahoma.gov/content/dam/ok/en/oumvdmhc/documents/about/proposed-permanent-rules/765-37.pdf). These requirements can directly impact whether your land is suitable and how much site preparation will cost. Across Texas, Oklahoma, New Mexico, Louisiana, and Arkansas, regulations vary by county and municipality, so always verify local requirements before moving forward. Making the Right Choice for Your Family The demand for manufactured housing continues to grow—Texas alone was projected to face a housing gap of up to 85,215 affordable rental units and 33,846 affordable for-sale units by 2015 (Texas Statewide Rural Housing Analysis, 2012, https://www.tdhca.texas.gov/sites/default/files/housing-center/docs/12-Rural-Farm-Analysis-Rural.pdf). This makes manufactured homes an increasingly important option for families seeking affordable homeownership. At Braustin Homes, we understand that navigating land requirements can feel overwhelming. That's why we offer comprehensive support throughout your journey—from helping assess whether your land is suitable for installation to connecting you with trusted contractors for site preparation and utility hookups. The bottom line: While you cannot place a manufactured home on just any land, with proper research and professional guidance, you can find the perfect property that meets all legal requirements and suits your family's needs. We're here to help you make informed decisions and avoid costly mistakes. Ready to explore your options? Contact us today to discuss your land and learn how we can help make your homeownership dreams a reality.

What’s the smallest home available at Braustin Homes?

The smallest homes we offer are single-wide tiny homes, which are often around 420 sq. ft. and can have 1 bedroom. They are a perfect, affordable option for first-time buyers or those looking to downsize.

What size homes are offered at Braustin Homes?

We offer a wide range of sizes. Our homes start as small as 420 sq. ft. for single-wides and go up to over 2,200 sq. ft. for our large double-wides. We have a home for nearly every need and budget!

What factories does Braustin Homes you carry?

We partner with some of the best factories in the industry to offer a great selection of high-quality homes. Our partners include: - Cavco - Clayton - TRU Homes - Meridian - RGN

What services does Braustin Homes offer?

We offer a full range of services to make your home-buying journey simple! This includes: - Site preparation (clearing land, permits) - Base pad installation - Mobile Home Skirting - Deck and porch installation - Utility hookups - Septic system installation - Gutter installation - And more!

What are the requirements to buy a home from you?

We actually don't have any specific requirements for you to get started. The best first step is to give us a call at 210-880-2230 so we can learn more about your needs and guide you through the process in detail.

What are the benefits of buying a manufactured home?

There are many benefits: - They're often more affordable. - They are built efficiently in a controlled factory. - You get a high-quality home without the high cost of a traditional house.

What is the difference between a manufactured home and a mobile home?

The term "mobile home" is for homes built before 1976. All homes like ours built after 1976 are called "manufactured homes." They meet strict federal standards for quality and safety.

I already own land — does that mean I can buy a home with zero down?

It may. If your land appraises at or above the required down payment amount and meets lender requirements, you could potentially finance a home with $0 cash down. This is one of the most underused financing paths in manufactured housing — many buyers don’t realize this option exists. Reach out to our team to explore whether your land qualifies.

Do I need to own the land outright to use it as a down payment?

In most cases, yes — the land typically needs to be free of any existing liens or mortgages for it to count toward your down payment. However, if you have substantial equity in the land, some lenders may still consider it. Talk to one of our financing specialists for your specific situation.

What kind of land qualifies for a land-as-down-payment loan?

Not all land qualifies — lenders typically require that the land be owned free and clear (no mortgage), that it be in a location where a manufactured home can be legally placed, and that it be appraised at sufficient value to cover the required down payment percentage. Reach out to our team to explore whether your land qualifies.

Can I use land I already own as a down payment on a manufactured home?

Yes — this is called a “land in lieu” or “land as down payment” arrangement. If you own land outright (or have significant equity in it), many lenders will accept it in place of a cash down payment. This means qualified buyers may be able to purchase a manufactured home with $0 out of pocket for the down payment. Contact our team to find out if you qualify for land in lieu financing.

Can I finance a mobile home with bad credit?

Yes, you absolutely can finance a mobile home with bad credit. At Braustin Homes, we've helped countless families throughout Texas, Oklahoma, New Mexico, Louisiana, and Arkansas turn their homeownership dreams into reality, even when their credit history wasn't perfect. Bad credit doesn't have to stand in the way of owning a quality, affordable manufactured home. The manufactured housing industry often has more flexible financing options than traditional site-built homes, and many specialized lenders understand that life happens. In fact, research shows that 51% of manufactured home borrowers in Texas had either no credit score or a score below 620 (The Loan Shopping Experiences of Manufactured Homeowners: Survey Report, Freddie Mac / UNC Center for Community Capital, 2019, https://sf.freddiemac.com/docs/pdf/report/manufactured-homeowners-survey-and-report-on-loan-shopping-experiences.pdf). You're far from alone in this situation. Financing Options for Bad Credit Chattel loans are the most common financing solution for manufactured homes and can be particularly accessible for buyers with credit challenges. These personal property loans work similarly to car loans, using the home itself as collateral. While they typically come with higher interest rates (ranging from 5.99% to 12.99%), they offer faster processing times and can be easier to qualify for than traditional mortgages. FHA loans provide government-backed financing with more flexible credit requirements and lower down payments—sometimes as low as 3.5%. These loans are designed to make homeownership accessible and can be an excellent option if you have credit challenges but meet other qualification criteria. VA loans offer incredible benefits for eligible military members, veterans, and their spouses, including the possibility of 100% financing with no down payment required. These loans often have more lenient credit standards compared to conventional financing. What Lenders Actually Look At While your credit score matters, it's only one piece of the puzzle. Lenders consider multiple factors beyond just your credit number: Time since past credit issues plays a significant role. If problems like a car repossession or bankruptcy are in your past, lenders often focus on how much time has elapsed and your current financial stability. Your current financial situation weighs heavily in approval decisions. Lenders examine your current income, employment stability, and ability to make consistent payments. Your debt-to-income ratio (DTI)—the balance between your monthly debts and gross income—is critically important. Alternative credit programs can help if you have limited traditional credit history. Some lenders consider rental payment history, utility bill payments, and other financial records that demonstrate reliability. Strategies to Improve Your Chances If you have a credit score over 500 and a decent down payment, we can usually find acceptable financing options for you. However, be aware that lower credit scores may result in higher interest rates and larger required down payments. Using a co-signer with strong credit and income can significantly boost your approval chances. A co-signer provides additional security for the lender and may help you secure better loan terms. If you own land, you have a powerful advantage. Many lenders allow you to use the equity in your land as a down payment through "Land in Lieu" financing, potentially reducing or eliminating the need for upfront cash. This can make homeownership much more accessible, especially if cash savings are limited. A larger down payment can offset a lower credit score. While most chattel loans require 5-20% down, putting more money upfront demonstrates commitment and reduces the lender's risk. Real-World Credit Profile Data The median credit score among financed manufactured home buyers in Texas was 626—right in the subprime-adjacent range (The Loan Shopping Experiences of Manufactured Homeowners: Survey Report, 2019). Even more telling, 7% of borrowers had no credit score at all when they purchased their homes (The Loan Shopping Experiences of Manufactured Homeowners: Survey Report, 2019). These statistics prove that traditional credit barriers don't prevent manufactured home financing. Research also shows that 62-67% of manufactured home borrowers had some delinquency history, yet they still secured financing (The Loan Shopping Experiences of Manufactured Homeowners: Survey Report, 2019). Lenders in this space understand that credit challenges are common and workable. Getting Started with Braustin Homes At Braustin Homes, we work with lenders across our five-state service area who specialize in manufactured home financing and understand diverse credit profiles. We help families with poor credit every day, but we're also honest: sometimes the interest rate and required down payment may be too high for financing to make financial sense. If your credit score is particularly low and you have no down payment, we recommend connecting with Next Step, an independent nonprofit that helps people prepare financially for homeownership. They can guide you through credit improvement steps and even help identify down payment assistance programs. The inherent affordability of manufactured homes makes financing more attainable even with credit challenges. Our "Always Upfront" pricing means you'll know exactly what to expect with zero hidden costs, helping you stay within budget from day one. Don't let past credit issues deter you from exploring your options. Our team of housing experts is ready to guide you through the process, explore all available financing solutions, and help you find the perfect home that fits your budget and lifestyle. Ready to take the next step? Contact us today for a consultation, or explore our affordable home inventory.

Do manufactured homes appreciate in value?

Yes, they can! A well-maintained manufactured home on its own land can appreciate in value just like a site-built home. It all comes down to maintenance and the value of the land.

Can I use a VA loan or FHA loan to buy a home?

Yes, you can! Many of our homes are eligible for VA and FHA loans. We'll help you figure out what financing options are available for you.

What is a “chattel loan” vs. a “conventional mortgage”?

Here's a simple way to think about it: - A chattel loan is a loan for the home itself, often used when you don't own the land. - A conventional mortgage finances both the home and the land together.

Does Braustin Homes work with ITIN numbers?

Yes, we do! We even have some special financing options that are only available for people with an ITIN number.

What kind of credit do I need? Do you work with buyers with low credit?

We work with all kinds of credit scores! A lot of people don't know that credit is just one piece of the puzzle for a loan. We can help you explore specific programs and even connect you with a non-profit that helps prepare people for homeownership, including finding down payment assistance. Where there's a will, there's a way home!

What’s the most affordable home available at Braustin Homes?

Our TRU Homes series is our most affordable line. They range from 2 bedrooms with 765 sq. ft. up to 5 bedrooms with 2,001 sq. ft.

Is the delivery fee included in the price?

If you know your delivery location's zip code, you can enter that into our calculator no matter which home you are viewing. The price you see on our website's calculator includes the home, upgrades, delivery, and setup. However, some costs can vary depending on your specific location and land.

Does the price on your website include everything? Is this your best price?

The price you see on our website's calculator includes the home, upgrades, delivery, and setup. You also have the option to select AC to include that pricing in the total as well! This is our honest, every-day low price. However, some costs can vary depending on your specific location and land.

Land in Lieu Down Payments

Do you have a piece of land you own outright? Good news! You can use the value of the land toward your down payment. Your land will need to appraise high enough to meet the down payment threshold the bank wants, but you may not need to come up with additional cash for your down payment. https://www.youtube.com/watch?v=2cHQM9WykhM

Choose Your Own Lender

You can utilize your own bank or private lender. Our goal is to make your home buying experience as easy as possible, so we'd love to help you find the mobile home of your dreams, whether you use our lenders or your own. Generally, your own lender will be your favorite bank or a friend or family member who would like to personally loan you money. The advantage of using your own bank is convenience and that you already have a built-up relationship. The only disadvantage is if your bank does not typically handle loans for mobile homes, you may find getting approved for the loan harder than with our lenders, higher deposits may be required, and possibly even a higher interest rate may be assigned to your loan. Just watch the details when you go through the borrowing process. Borrowing from a friend or family member is often offered at lower interest rates or smaller down payments. When borrowing person-to-person, we recommend hiring your own attorney to review the documents to ensure the loan arrangement is fair, no matter how much you trust the loan. This can help when the unexpected comes up; for example, what happens if the lender passes away? You should also know that loans between friends and family members can change the relationship, so be sure to talk through things like what happens if you lose your job, if there is a late payment, etc. Saving a few dollars is not worth driving a wedge between you and someone you care about. Through communication plus clear understanding of the loan arrangement can go a long way to preserving a healthy relationship.

When someone is paying for a home and installation with money they already have "in the bank," we call it a "cash deal" (but please, don't bring actual cash to the dealership!). We've closed on many mobile homes where people just bring us a check to pay for everything.

Yes, we help a lot of families with poor credit. Anyone with any credit score can get financing, BUT it doesn't always make sense to do so because the interest rate and required down payment may be too high. If you have a credit score over 500 and a decent down payment, usually we can find you acceptable financing, but the only way to know for sure is to apply for a loan. We talk about mobile home financing with poor credit in a blog post that goes into your options in finer detail. We usually suggest that if your credit score is super low and you have no down payment, you talk to the friendly team at Next Step who helps people take the proper steps to be ready to buy a home. Next Step is an independent nonprofit whose sole purpose is helping people get their finances in order so they can buy a home. If you are not sure whether or not you should try for a loan, feel free to give us a call and talk to one of our Housing Consultants about your specific situation. https://www.youtube.com/watch?v=mFFZp8gzn6k

What do banks look for?

There are several things the banks will look for when determining if they will offer your financing for your new manufactured home in Texas. Each bank has its own unique set of criteria for determining this; however, these are some factors that all banks consider. Credit Score: Your credit score is a number that gives the banks a snapshot of your financial past. This number factors in payment history, credit utilization, and length of your credit history. The higher the number, the better your credit. There are three credit bureaus that each produce a separate credit score for you. Some banks may only look at one, whereas others will look at the sum of all three. As a new homebuyer, you must know where you stand concerning your credit score so that you are aware of the financing options available to you. Current Debts vs. Current Income: The banks also look at the ratio between your existing debts and current income. This is commonly referred to as your DTI. Your credit score is essential; however, a low credit score can be offset with a higher down payment. Banks are legally not allowed to lend you money if they determine you do not make enough money to cover your current debts and add a new mortgage payment. Items that show on your credit reports as monthly obligations will factor into your DTI. So will things like child support and loans you co-signed for. When figuring out your debt-to-income ratio, the bank looks at all the expenses associated with your home purchase. This includes lot rent, land costs, taxes, and homeowner's insurance. If a family member allows you to place your home on their property at no cost, make sure you disclose that to the banks. When figuring your debt to income ratio, the bank looks at all the expenses associated with your home purchase. This includes items like lot rent, land costs, taxes and homeowner's insurance. If a family member is allowing you to place your home on their property at no costs, make sure you disclose that to the banks up front. Job History: At a minimum, the banks will need to see your two-year work history. This does not mean it must be at the same job. You will need to show W-2s and pay stubs to document your job history, so do not count under the table jobs that cannot be proved with a paper trail. Some banks require you to detail a more extended job history. Down Payment Percentage: The amount you're willing to put down as the initial investment for your new manufactured home plays a critical role in your bank application. Even the most challenged credit can get approved for a loan with a large enough down payment. In most cases, the minimum allowed by a bank will be 5% and can go as high as 40%, depending on the factors above.

Do you need help with financing?

Absolutely! We work with some of the top lenders in the industry to offer competitive financing terms to the families we serve.

Can I purchase a home without a down payment?

Yes! Some banks offer $0 down loans for certain credit scores as well. We also work with buyers who used their land as collateral instead of cash. We would be happy to speak to you on the phone and see what options we have available for you.

Are mobile homes registered with the DMV?

Whether mobile homes are registered with the DMV depends entirely on which state you're in. Across the five states we serve at Braustin Homes—Texas, Oklahoma, New Mexico, Louisiana, and Arkansas—the titling and registration processes vary significantly, and understanding these differences is essential when purchasing or transferring ownership of a manufactured home. State-by-State Registration Requirements In Oklahoma, yes—manufactured homes are registered through the state's motor vehicle system. Manufactured homes purchased new or brought in from another state are initially titled and registered at motor license agencies, similar to how you'd register a car (Manufactured Home Quick Reference Guide, Oklahoma Tax Commission, 2022: https://oklahoma.gov/content/dam/ok/en/tax/documents/resources/publications/ad-valorem/2022QuickReferenceManufacturedHomeGuide.pdf). All manufactured homes in Oklahoma are required to have a license plate and two registration decals, and if you don't register within 30 days of purchase, you'll face a penalty equal to the registration fee, less $11.00 (Manufactured Home Quick Reference Guide, Oklahoma Tax Commission, 2022: https://oklahoma.gov/content/dam/ok/en/tax/documents/resources/publications/ad-valorem/2022QuickReferenceManufacturedHomeGuide.pdf). The annual registration fee is $26, with a special military rate available for qualifying service members. New Mexico also handles manufactured homes through its Motor Vehicle Division (MVD). Evidence of this DMV-style registration system includes a $5.00 late registration fee specifically for manufactured homes listed in the state's MVD fee schedule (MVD Fees Manual, New Mexico Motor Vehicle Division, 2011: https://www.mvd.newmexico.gov/wp-content/uploads/2020/12/MVD-Fee-Manual-Revised-12_15_11Vehicles1.pdf). This clearly indicates that New Mexico routes manufactured home registration through its motor vehicle agency. Arkansas treats mobile and manufactured homes as a registrable vehicle class. The state's Motor Vehicle Registration Fee Schedule explicitly lists "Mobile/Manufactured Homes" with a set registration fee of $26.00 (Motor Vehicle Registration Fee Schedule, Arkansas Department of Finance and Administration: https://www.dfa.arkansas.gov/wp-content/uploads/mv-reg-fees.pdf), confirming that manufactured homes go through the state's Department of Finance and Administration motor vehicle operations. Louisiana's Office of Motor Vehicles (OMV) is involved in mobile home titling and tax handling. State policy documents reference mobile homes "titled in the name of" owners through the OMV, establishing that Louisiana's DMV-equivalent agency handles these transactions (Policy 49.10, Louisiana Department of Public Safety, 2009: https://public.powerdms.com/ladpsc/documents/371011). Texas is the exception in our service area. Instead of using the traditional DMV system, Texas issues a "Statement of Ownership" through the Texas Department of Housing and Community Affairs (TDHCA) Manufactured Housing Division—not through the Texas DMV. This Statement of Ownership serves as the title substitute for manufactured homes in Texas and functions differently from motor vehicle titles. In fiscal year 2023 alone, the TDHCA Manufactured Housing Division issued 86,499 Statements of Ownership (FY2023 Executive Summary and Annual Report, TDHCA: https://www.tdhca.texas.gov/sites/default/files/mh/docs/FY23-ExecSummary-AnnualReport.pdf), demonstrating the high volume of transactions handled outside the traditional DMV system. Why the Registration Process Matters Understanding your state's registration requirements is crucial for several reasons. First, proper registration and titling affect your ability to secure financing. Lenders need clear title documentation before approving loans, and delays in registration can hold up your closing timeline—particularly important in states like Oklahoma where you have only 30 days to register. Second, registration fees and excise taxes vary significantly. For example, Oklahoma charges an excise tax of 3.25% on one-half of the purchase price for new manufactured homes, with different calculations for used homes (Manufactured Home Quick Reference Guide, Oklahoma Tax Commission, 2022: https://oklahoma.gov/content/dam/ok/en/tax/documents/resources/publications/ad-valorem/2022QuickReferenceManufacturedHomeGuide.pdf). These costs should be factored into your overall budget when purchasing a home. Third, if you plan to convert your manufactured home to real property (permanently attaching it to land you own), the process differs by state. In Oklahoma, you can apply for title cancellation for a $5.00 fee when permanently affixing your home to real estate (Manufactured Home Quick Reference Guide, Oklahoma Tax Commission, 2022: https://oklahoma.gov/content/dam/ok/en/tax/documents/resources/publications/ad-valorem/2022QuickReferenceManufacturedHomeGuide.pdf). In Texas, you'll work through the TDHCA to obtain a new Statement of Ownership reflecting the conversion. What This Means for You When you purchase a manufactured home through Braustin Homes, our team will guide you through the specific titling and registration requirements for your state. We understand that these processes can feel overwhelming, especially when they vary so dramatically from one state to another. Whether you're buying in Oklahoma and need to visit a motor license agency, or you're purchasing in Texas and working with the TDHCA, we'll help ensure all paperwork is completed correctly and on time. The key takeaway is this: most of the states we serve do register manufactured homes through a DMV or motor vehicle agency, treating them similarly to automobiles—but Texas operates under a completely different system. Knowing which system applies to you will help you prepare the right documentation, budget for the correct fees, and avoid costly delays or penalties. Ready to explore your options? Browse our available homes or contact us to speak with a housing consultant who can answer your specific questions about registration in your state.

Do I have to go in person to talk or get paperwork done?

Nope! (Unless you want to, of course.) But as a home buyer through an online manufactured home retailer, you can do everything from the comfort of your own home. In fact, we specialize in helping customers find, buy, and install their homes online and over the phone.

How long does the process take from order to move-in?

We can move as fast or slow as you need.The timeline can vary, but here's a general idea:- If you shop in-stock homes, we can deliver as soon as you close.- If you start from scratch or need customizations, building the home depending on the factory can take anywhere from 2-12 weeks.- And depending on what projects your land requires, we need a few more weeks for delivery and setup.

Do you help people find land for their mobile homes?

We don't sell land, but we can help in a few ways!- We can help you finance the land into your home loan.- If you're open to it, we can help you find a manufactured home community near you.

What is involved in “site preparation”?

Site prep is the work needed to get your land ready. This can include:Getting a land survey and permits.Clearing the area.Preparing the foundation.Don't worry, you're not expected handle this on your own (unless you want to). We'll guide you through every step.

Do you service/deliver where I live?

We currently deliver homes to Texas, New Mexico, Oklahoma, Louisiana, and Arkansas. Most of our customers do the entire process online and over the phone, so don't worry about being far from a physical dealership!

Do you accept trade-ins?

While we don't accept trade-ins for existing homes, we can guide you through the process of selling your current property to help you buy a new one.

Can you remove my current manufactured home?

While we don't handle the removal of homes directly, we can help you find a company that specializes in that service to prepare your lot for your new home.

Where is Braustin Homes located?

We are based in Texas and deliver homes all over Texas, New Mexico, Oklahoma, Louisiana, and Arkansas. Since we are an online retailer, we can help you with the whole process without you ever having to visit us. You can always give us a call at 210-880-2230. We also have a few physical home centers if you want to visit in person.

Where can I go to see the homes in person?

While we're an online retailer, we do have physical locations where you can see homes in person! South San Antonio, TX Odessa, TX You can find the addresses on our locations page on the website.

What are the benefits of mobile home skirting?

Mobile home skirting is important for a few reasons! Adds to the finished look of your home. Protects the foundation and plumbing. Keeps out unwanted animals and bugs.

What materials are used for mobile home skirting?

You have several options! Vinyl: The most affordable, but less durable. Hardie Board: A lightweight concrete material that is very durable and provides good insulation. Metal or steel: Popular for a modern look and long lifespan. Stone or brick: The most costly but provides a beautiful, high-end finish. Need mobile home skirting included with the purchase of your home? We can help with that, let's get started!

What factors should I consider when selecting my mobile home skirting?

Beyond what you think looks good, when selecting my mobile home skirting you should always consider:The requirements of your community or loan.The weather in your region.Your budget for installation and maintenance.

Should I include ventilation panels and access doors in the skirting?

Yes, ventilation in mobile home skirting (no matter the material) and access doors are both very important!- Ventilation keeps moisture, mold, and mildew from damaging your home. A good rule is to have one square foot of ventilation for every 150 square feet of living space.- Access doors are crucial for servicing plumbing and other components underneath your home without damaging the skirting.

How will I know how much skirting to purchase?

We can help with that! If you are buying a new manufactured home with us, just let us know what kind of mobile home skirting material you want (example: metal, hardi board, or vinyl), and we'll handle the rest. If you are calculating on your own, you'll need a few measurements: The length of each side of the house (and any other structures like a patio). The distance from the ground to the base of the house. Make sure to account for any added structures like a patio.

What’s the least amount of bedrooms I can get in a Double Wide?

The smallest number of bedrooms you can get in a double-wide is 3 bedrooms.

What’s the least amount of bedrooms I can get in a Single Wide?

The smallest number of bedrooms you can get in a single-wide is 1 bedroom.

What’s the most amount of bedrooms I can get in a Double Wide?

Our double-wide homes typically have 3 to 4 bedrooms, but in our larger double wide floor plans, you can get as many as 5 bedrooms.

What’s the most amount of bedrooms I can get in a Single Wide?

Our single-wide homes typically come with 2 to 3 bedrooms, but some of our larger single wide floor plans can have as many as 4 bedrooms.

What is the difference between VOG and Tape & Textured walls?

The main difference is the finish and cost. - VOG walls are a more affordable, pre-finished vinyl panel. - Tape & Textured walls are a more traditional drywall finish that you can paint and customize just like in a site-built home.

What are Tape & Textured walls?

Tape & Textured walls are similar to what you would find in a traditional site-built home. They have a drywall finish with a textured surface, which you can paint any color you want.

VOG stands for "Vinyl Over Gypsum." These are durable, easy-to-clean walls that are pre-finished with a vinyl pattern. They're a cost-effective wall type for manufactured homes.

FAQs

Curious about how to buy a manufactured home or where to start? You’re not alone! We’ve got answers to the questions everyone in your position is asking.

Safety & Maintenance

Will my manufactured home be safe in a storm?

Let's face it - weather happens. But YES, mobile homes are safe during storms. In fact, modern manufactured homes are built to federal HUD code standards for high wind resistance (with options for Wind zone 1, 2, and 3) and safety, giving you and your family peace of mind.

https://www.braustin.com/faqs/will-my-manufactured-home-be-safe-in-a-storm/

How often should I inspect my manufactured home for maintenance?

We recommend a simple inspection every 6 to 12 months. Look for things like:

Window leaks
Door frame seal
Cracks in the skirting
Issues with your foundation

Consistent seasonal upkeep helps keep your home in great shape and protects its value!

https://www.braustin.com/faqs/how-often-should-i-inspect-my-manufactured-home-for-maintenance/

What kind of foundation does a manufactured home need?

Your home will be placed on a base pad, which is a concrete or gravel foundation that is prepared on your land. This is a critical step in the setup process to ensure your home is secure and stable. You are not required to handle this on your own, (unless you'd like to). We project manage this installation as part of our services!

https://www.braustin.com/faqs/what-kind-of-foundation-does-a-manufactured-home-need/

Are manufactured homes more susceptible to pipes freezing in the winter?

Modern manufactured homes are built with pipes tucked up safely inside the insulated base of the home to protect them from the cold. For extra peace of mind, you should consider adding mobile home skirting around the perimeter of the home, and you can add heat tape or better insulation to your pipes if you live in an area with very harsh winters.

https://www.braustin.com/faqs/are-manufactured-homes-more-susceptible-to-pipes-freezing-in-the-winter/

How do I handle maintenance and repairs if something goes wrong?

If you ever have a problem, you can easily submit a service request through our website. Our dedicated service team will guide you through the process and help you get any issues fixed quickly.

https://www.braustin.com/faqs/how-do-i-handle-maintenance-and-repairs-if-something-goes-wrong/

Do manufactured homes have a warranty?

Yes, they do! All of our homes come with a manufacturer's warranty, which covers the structure and appliances. We also offer extended warranties for additional peace of mind. We'll give you all the details on the specific warranty for your new home.

https://www.braustin.com/faqs/do-manufactured-homes-have-a-warranty/

Do you offer smart home features or security systems?

Many of our newer manufactured home models come with optional smart home packages that can include features like:

Ecobee Smart thermostats
Ring video doorbells
Smart home packages

We can show you which homes offer these modern upgrades.

https://www.braustin.com/faqs/do-you-offer-smart-home-features-or-security-systems/

Looking for something more specific?

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50+ mobile home models to choose from.

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FAQs

Getting Started

How Manufactured Homes Are Built for Storm Safety

The Critical Role of Proper Installation

Understanding the Real Risks: Tornadoes vs. High Winds

Storm Preparedness Across Our Five-State Region

Your Storm Safety Checklist

Ready to Find Your Safe, Quality Home?

Understanding Zoning Requirements

Beyond Zoning: Other Land Restrictions

Land Suitability and Site Requirements

State-Specific Considerations Across Our Service Areas

Making the Right Choice for Your Family

Financing & Cost

Home Buying Process

State-by-State Registration Requirements

Why the Registration Process Matters

What This Means for You

Home Customization & Features

Safety & Maintenance

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Contact Details

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