Yes, we help a lot of families with poor credit. Anyone with any credit score can get financing, BUT it doesn’t always make sense to do so because the interest rate and required down payment may be too high. If you have a credit score over 500 and a decent down payment, usually we can find you acceptable financing, but the only way to know for sure is to apply for a loan. We talk about mobile home financing with poor credit in a blog post that goes into your options in finer detail. We usually suggest that if your credit score is super low and you have no down payment, you talk to the friendly team at Next Step who helps people take the proper steps to be ready to buy a home. Next Step is an independent nonprofit whose sole purpose is helping people get their finances in order so they can buy a home. If you are not sure whether or not you should try for a loan, feel free to give us a call and talk to one of our Housing Consultants about your specific situation.
