USDA, FHA, VA Government loans, such as FHA loans and VA loans, are very similar to conventional loans in that they buy the land and the home together. Government loans usually require a much smaller down payment than commercial loans, and with the VA loan, the down payment may even be $0. The downside of a government loan is there are more requirements and restrictions than commercial loans, plus the interest rate will often be a little higher than a conventional loan. If you put down less than 20% on the home, you will also likely have to pay for private mortgage insurance (PMI). Finally, be prepared for the approval process to take a few extra weeks with a government loan.
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**Pricing information is provided for informational purposes only, actual prices may vary and may only be obtained from your retail dealer or housing consultant. Pricing does not include taxes, upgrade options, site preparation , delivery, set and installation costs, which will vary depending on the size and location of the Home. Nothing contained on this page or on the Website constitutes an offer to sell any product or service, and no binding obligations will arise until you and your retail dealer have executed final sales documents. We reserve the right to change prices at any time and without notice or obligation. We are not responsible for typos. Please contact the dealer to confirm the most current price.
Our Estimated Monthly Payment calculations are based on rates provided by our lending partner. However, all calculations are estimates and provided for informational purposes only. Actual amounts and interest rates may vary depending on a number of factors, including, market fluctuations, geography, down payment, credit history, and repayment length. Pricing does not include upgrade options, site preparation , delivery, set and installation costs.
